Is it difficult to get the first home loan in the UK?

Whatever goals you pursue: buying a house for the first time, moving or just refinancing a mortgage loan – there are various transaction options from hundreds of lending institutions in the UK. Making a mortgage is a huge financial obligation, and none of us can afford to make a mistake. … Continue Reading →

How do lenders determine your credit risk?

Credit risk management Credit risk management is the main task of banks and other loan companies. Untimely partial or full non-repayment of a loan or a percentage is one of the main causes of losses of financial institutions. Credit risk management consists of a number of steps. First, they determine … Continue Reading →